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কম ক্রেডিট স্কোরেও কি বাড়ি কেনা যা‍য়? | Buying a property with poor credit | 29 October 2020



Buying a property with poor credit!
Default , CCJ , IVA ইত্যাদি থাকলেও কি আপনি বাড়ি কিনতে পারবেন?

Property Mortgage with BENECO
Guest:
M Mostafizur Rahman Msc(Finance) & A K M Hannan(FCCA)
Host:
Nashit Rahman

1. Can someone buy a property/get a mortgage with poor credit history?
2. What does it mean by ‘poor credit’ or ‘adverse credit’? ( CCJ , default, IVA, etc.)
3. If someone has defaulted on his credit report, can he still get a mortgage?
4. How can I check my credit history? Is there any fees to pay?
5. My credit report is good, but my wife’s credit report has some issues, is there any problem?
6. Do I need to pay more deposit if I have a poor credit record?
7. What is the difference between credit score and credit report?
8. My credit score is excellent, will I get a good rate on a mortgage?
9. Currently I am on a debt management plan (DMP) , can I apply for a mortgage?
10. How long does any adverse credit history stays on the credit report?

source

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